info@debtbytes.co.za - Tel 012 991 0166

Are You Over-Indebted?

Debt help; Debt consolidation; Debt mediation; Debt relief; Consolidation loans; Debt consolidation loan; Debt management; Debt restructuring; Debt advice; Prescribed debt; Debt review; Debt Counselling; Debt Counseling;  

Are you struggling to pay your accounts each month?

Are you in arrears?

Have you been handed over to debt collectors?

If YES, stop stressing, we can help you with Debt Mediation.

Prescription of debt; Debt consolidation companies; Best debt help; Consolidation programs; Debt solutions; Best debt consolidation; Debt rescue; Debtsafe; Octogen; Debtbusters; Moneyclinic National Debt Advisors; Accord Debt Solutions; Alternate Debt Solutions; Debt Mediation Specialists; Debt options; Debt alternatives 

Get a FREE Debt Assessment - Obligation Free

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DOWNLOAD HERE FOR MOBILE USERS

Debt Mediation Is Your alternative option

to Debt Review and Debt Counselling   

 

We do not list you on the credit bureaus

No Garnishees and No Judgements

No Debt Review

No Sequestration

No Administration

No court orders ruining your life for years

No fixed term contracts

No upfront fees

Your creditors stopped from hounding you

Pay one affordable monthly instalment 

Have enough money for yourself each month

If you are over-indebted you can do something about it and avoid Debt Review

 

Most people stay in debt because they do nothing about it.

It won't go away!

Here's your chance to do something about your problem.

And Avoid Debt Review!

Living a life hiding from your debt is the same as living a life with your head in the sand.

ONLY YOU CAN CHANGE IT!

WE CAN'T HELP EVERYONE, BUT WE CAN HELP YOU!

Debt help; Debt consolidation; Debt mediation; Debt relief; Consolidation loans; Debt consolidation loan; Debt management; Debt restructuring; Debt advice; Prescribed debt; Debt review; Debt Counselling; Debt Counseling; Prescription of debt; Debt consolidation companies; Best debt help; Consolidation programs; Debt solutions; Best debt consolidation; Zerodebt; ; Debt rescue; Debtsafe; Octogen; Debtbusters; Moneyclinic National Debt Advisors; Accord Debt Solutions; Alternate Debt Solutions; Debt Mediation Specialists; Debt options; Debt alternatives

 

 

  

     

 

You have the right to:

  • assistance when over-indebted;
  • assistance to arrange with your creditors for relief;
  • assistance to manage your accounts and payments.

And no one can take that right away from you.

 

 

Your Own Debt Mediation &

Debt Management Plan

 

With our Debt Mediation and Debt Management Programme we do the following:

Firstly we DO NOT recommend or do Debt Review or Debt Counselling.

1.  We manage and pay your accounts each month. You pay one amount based on what you can afford.

2.  We liaise with your creditors and handle all the communication etc with them. You do not speak to them or have contact with them at all.

3.  We protect you from your creditors, their lawyers and debt collectors, attacking you.

4.  How do we protect you? By applying the following Acts of Parliament: 

     a) Magistrate's Court Act

     b) The National Credit Act   

     c) The Consumer Protection Act

     You have certain rights that the law allows  you. And if anyone says otherwise then they are talking rubbish.

     We do not make the laws - Parliament does and only Parliament can change the laws.

5.  You won't be Debt-free as so many websites claim. That is impossible now. But what is possible is that you will immediately have more money for yourself and your family each month. By staying with our programme, you will eventually get rid of your debt, much sooner than you think.

6.  We look after your interests - you come first, not your creditors.

Do I have to pay back old debt? 

 

 

According to law debt can be written off after a certain period. 

Often debt collectors intimidate debtors into paying debt that does not exist anymore.

Maybe you will soon be wasting your money on debt that might no longer exist.

Contact us to find out if your debt has been written off and what you must do if you think that it could be.

Don't be fooled into paying something that might not exist anymore.

Free advice given. Obligation free.

Debt help; Debt consolidation; Debt mediation; Debt relief; Consolidation loans; Debt consolidation loan; Debt management; Debt restructuring; Debt advice; Prescribed debt; Debt review; Debt Counselling; Debt Counseling; Prescription of debt; Debt consolidation companies; Best debt help; Consolidation programs; Debt solutions; Best debt consolidation; Zerodebt; ; Debt rescue; Debtsafe; Octogen; Debtbusters; Moneyclinic National Debt Advisors; Accord Debt Solutions; Alternate Debt Solutions; Debt Mediation Specialists; Zerodebt; Debt options; Debt alternatives

What our clients are saying - Not what we say!

Below are some of the recent "thank you" emails received from some clients.

These are all genuine emails. We did not write them ourselves. They were copied exactly as they were received.

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1. This serve to inform you that a debit order was cancelled on the 16th November 2016 as per our telephonic discussion. I really appreciate your intervene during my financial struggles and I had relief since I started this arrangement. I hope you will find this in good order and surely, will refer clients to you.

2. Thank you very much for answering all my questions. I am comfortable with everything and thank God that I found your email as it was intended for the lady who worked here before me. I firmly believe that everything happen for a reason.

3. Appreciate everything you guys have done for me and my family so far. 

4. Thank you so much for your help, I really appreciate what you doing.

5. Thank you so much what you explained about prescribed debts happened to me also DMC was demanding a prescribed debt from me I stood by my word and eventually they stopped and cancelled everything that was against me. I wish your Message would reach more South Africans who are suffering the same fate as I was again thanks a million

6. Where were you few year ago when I needed financial advise and assistance? LOL - Thank you for your explanation, I must say this my first time I understand what happened.  I really appreciate your explanation and guidance.

You deserve a GOLDEN STAR. I am very impress with your service. Should anyone seek financial help I will recommend you.